Category,Lean Nomad,Comfortable Nomad,Villa Life,Notes
Rent,450,900,1800,Local room / Mid 1BR / Villa with pool
Utilities,80,130,250,Electricity + water + fibre + water jugs
Food,200,300,500,Warung daily / Mix / Restaurant+imported
Transport,60,100,150,Scooter / Scooter+Grab / Car+driver
Coworking,0,120,0,Cafe / Dedicated membership / Cafe
Insurance,80,200,350,Travel / Mid-tier / Premium+evacuation
Entertainment,50,120,250,Free beaches / Day trips / Beach clubs
Buffer / Misc,50,100,200,Unexpected / Spa / Shopping
TOTAL,970,1970,3500,Monthly USD
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Weekly Breakdown (Comfortable),,,,
Rent per week,225,225,225,Monthly - 4
Food per week,75,75,75,
Transport per week,25,25,25,
Coworking per week,0,30,30,
Insurance per week,50,50,50,
Entertainment per week,30,30,30,
Weekly total,405,405,405,
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Startup Costs (Month 1),,,,
Hotel (4 nights),100,140,240,Denpasar / Seminyak / Canggu villa
SIM card + data,8,8,8,Telkomsel 30-day
Visa on arrival + extension,50,50,50,VOA + agent fee
Scooter rental (1 month),50,50,100,Includes helmet
Apartment deposit,450,900,1800,1–2 months typical
First month rent,450,900,1800,
Basic supplies,20,30,40,Toiletries adapters etc
TOTAL STARTUP,1128,2078,4038,Before you earn a dime
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Notes,,,,
All figures USD. IDR rates fluctuate; pad 10 percent for exchange variance.,,,,
Lean Nomad assumes local room + warung daily + scooter.,,,,
Comfortable assumes Canggu/Seminyak 1BR + mix dining + coworking.,,,,
Villa Life assumes private pool villa + imported groceries + driver.,,,,
Add 10-15 percent buffer for unexpected costs in first 90 days.,,,,