Category,Item,Lean,Comfortable,Generous
Room,Hotel / guesthouse,$220 (centre guesthouse),$500 (riverside mid-range),$1,200 (resort / suite)
Food,Meals,$200 (stalls + markets),$400 (cafés + local restaurants),$750 (fine dining + imports)
Transport,Motorbike + fuel,$100 (rental + petrol),$200 (Grab + occasional driver),$450 (private driver / tours)
Coworking,Cafés / coworking,$0 (café hopping),$90 (coworking pass),$180 (premium space)
Visa,Extensions,$60 (one 30-day extension),$120 (two extensions),$250+ (agency + border run)
Fun,Day trips / entertainment,$100,$250,$500
Health,Insurance / out-of-pocket,$80,$150,$300
Utilities,Phone + laundry + water,$40,$70,$120
Buffer,Unexpected / shopping,$50,$100,$250
Total,Monthly estimate,~$1,050,~$2,280,~$4,470