Category,Lean Nomad,Comfortable,Premium,Notes Room (1BR apartment / guesthouse),$300,$550,"$1,200",Long-stay monthly; AC essential in hot season Food,$150,$280,$500,Street food + local restaurants; tourist restaurants cost more Transport,$30,$60,$150,"Bicycle, tuk-tuk, occasional scooter/boat" Coworking / Wi-Fi,$0,$0,$80,Cafes mostly free; few formal coworking spaces Insurance / visa / misc,$100,$150,$250,"Travel insurance, e-visa, extension fees" TOTAL / month,$580,"$1,040","$2,180", 90-DAY TOTAL,"$1,740","$3,120","$6,540",